1. Acceptance of Terms

By accessing this website or using any service provided by GoldFin Micro Finance, you agree to be legally bound by these Terms & Conditions. If you do not agree with any part of these terms, you should discontinue using this website immediately.

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2. About GoldFin Micro Finance

GoldFin Micro Finance is committed to providing transparent, responsible, and customer-focused financial services. Our products and services are designed to promote financial inclusion and empower individuals, families, farmers, entrepreneurs, and small businesses.

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3. Eligibility

Users applying for any financial product must:

• Be at least 18 years of age.
• Provide valid identity and address proof.
• Submit genuine and accurate information.
• Meet the eligibility criteria applicable to the selected financial product.

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4. Use of Website

The website is intended solely for lawful purposes. Users agree not to:

• Provide false or misleading information.
• Attempt unauthorized access to our systems.
• Upload harmful software or malicious content.
• Copy or reproduce website content without permission.
• Use the website in violation of applicable laws.

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5. Financial Products & Services

Information provided on this website is for general informational purposes only. Loan approvals, repayment schedules, interest rates, and eligibility are subject to internal assessment, verification, applicable laws, and company policies.

Submission of an application does not guarantee approval of any loan or financial product.

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6. User Responsibilities

• Provide complete and accurate information.
• Maintain confidentiality of personal information.
• Notify us immediately if any information changes.
• Comply with all repayment obligations where applicable.

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7. Privacy & Data Protection

GoldFin Micro Finance values your privacy. Personal information collected through our website will only be used for business purposes including application processing, customer support, compliance, and service improvement, in accordance with applicable laws.

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8. Intellectual Property Rights

All content on this website including logos, trademarks, text, graphics, icons, software, and design elements are the exclusive property of GoldFin Micro Finance unless otherwise stated. Unauthorized copying, modification, distribution, or reproduction is strictly prohibited.

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9. Third-Party Links

This website may contain links to external websites for user convenience. GoldFin Micro Finance does not control or endorse such third-party websites and is not responsible for their content, policies, or practices.

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10. Limitation of Liability

GoldFin Micro Finance shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of this website, interruption of services, technical issues, or reliance on website information.

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11. Disclaimer

While every effort is made to keep website information accurate and updated, GoldFin Micro Finance makes no warranties regarding the completeness, reliability, or accuracy of any information published on this website.

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12. Modification of Terms

GoldFin Micro Finance reserves the right to modify, update, or revise these Terms & Conditions at any time without prior notice. Updated terms become effective immediately upon publication on this website.

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13. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India. Any dispute arising from the use of this website shall be subject to the exclusive jurisdiction of the competent courts in India.

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14. Contact Information

If you have any questions regarding these Terms & Conditions or any of our services, please contact us using the information provided on our Contact page.